What CC processing company do you suggest?

NaTe · 02-25-2003, 10:16 PM

Hello,

First of all, I know there are tons of CC processing companies out there, and we are currently using one but we need something different:

Description
- The CC processing company must ONLY process CC numbers
- It must warn us asap of charges back
- It must have some fraud control (verifying CC info against the name, expiration date, etc.)
- It must send an activation http query to one of our script to let us know if the processing was acepted or denied

- It must NOT be only through a virtual CC panel, meaning that we want to collect the CC info ourselves, store it on our secure server and only send out the CC data to have it processed remotely by the other company.

We want the hability to do batch processing if possible to speed things up. It should be easy and convenient to do voids,and all other normal billing stuff.

If possible, a monthly fee instead of a % of the payment processed.

Any suggestions? The companies I found so far either didnt fit the needs or were chargin way too much.

northwind · 02-25-2003, 10:28 PM

If possible, a monthly fee instead of a % of the payment processed.

Highly doubt you will find this. Unless they charge a VERY HIGH monthly fee.

Look at modernauthorize.net.

We are planning on switching to them over the summer.
Just planning it out at this point.

northwind · 02-25-2003, 10:29 PM

actually, it is only open to people that are isp's or hosting companies.

Canadian · 02-26-2003, 12:25 PM

I use www.sfcommerce.com but they suck.

look into www.paysystems.com

and/or

www.beanstream.com

My top pick = paysystems.com I'm using them for my 2nd online biz opening in March.

zPointe · 02-26-2003, 04:45 PM

Sure PaySystems is a good choice? Any improvements with their current situation? I'm sure they're good... but I've been hearing things about them lately, not exactly sure what's going on.

Can anyone enlighten us?

eHostSpace · 02-26-2003, 05:01 PM

http://www.worldpay.com ?

Canadian · 02-27-2003, 11:39 AM

what situations had you heard with paysystems?

You see, my site that is using them doesn't open until March 15th, so our account is still in test mode...we weren't planning on activating it until early march.

So...all I've based my decision on was their customer service, speed, and CC payment tracking options.

Perhaps their service is better where I am in Canada than their US office(s)?

zPointe · 02-27-2003, 03:36 PM

Originally posted by Canadian@Feb 27 2003, 09:39 AM
what situations had you heard with paysystems?

You see, my site that is using them doesn't open until March 15th, so our account is still in test mode...we weren't planning on activating it until early march.

So...all I've based my decision on was their customer service, speed, and CC payment tracking options.

Perhaps their service is better where I am in Canada than their US office(s)?

I can look into that, noted some stuff from that other forum (not to name names). Also easyPSA uses them and recommends that those that are considering them, not. I'll maybe e-mail the guy later this evening.